3Q2013 Interim Report approved

Significant improvement in the BPER Group's financial solidity with a Core Tier 1 ratio of 8.43%  under the Basel 2 standardised approach, better than in June 2013 (8.22%) and in December 2012 (8.27%)

Total net profit for the third quarter of € 43.1 million, a significant improvement compared with the previous quarters, helped by the decrease in the cost of credit, which is gradually being normalised

Total consolidated net profit of € 23.2 million in the first nine months

Operating profitability  up by 3.7% over the same period of 2012

Liquidity ratios already in line with the Basel 3 minimum requirements and leverage  among the lowest in the system (14.4x compared with 14.2x at the end of 2012).