We offer products and services that incorporate ESG features, supporting the needs of families and businesses.
Every client has different goals, needs, and life stages to navigate.
That is why we offer a range of solutions designed to support personal, family, and professional projects.
Ref. BPER Consolidated Sustainability Reporting 2025
5.5 billion
disbursed in ESG products
1.5 billion
disbursed in products with a social purpose
3 billion
provided in environmental products and services
+ 5 million
of clients
1.105
catalogue sustainable funds
2.6 billion
portfolio with ESG Score
Innovation & Digitalisation
in services
6.5 billion
disbursed in ESG products
1.8 billion
disbursed in products with a social purpose
3.8 billion
provided in environmental products and services
558.7 billion
provided in products and services with ESG purposes
983
catalogue sustainable funds
2.3 billion
portfolio with ESG Score
+ 5 million
of customers
Innovation & Digitalisation
in services
Our portfolio includes ESG products
Integrity and sustainability are values that guide us in creating products and services designed to support social or environmental goals. Discover how we manage sustainability issues within our investments.
Our products and services with environmental and social objectives
Social Aims
Microcredit
Guaranteed financing for the purchase of business-related goods and services, training costs and salaries for new employees or working partners.
Products for minors
Specific products for minors and young people such as Conto TEEN, Deposito a risparmio GRANDE!, GRANDE! Vita and BPER Card Pay Up Teen.
Third-sector account
Bank account dedicated to associations, entities, social enterprises and organisations, belonging to the third sector.
Female entrepreneurship
BPER Banca supports female entrepreneurship through dedicated loans for women's businesses, which complement the facilities provided by the PNRR funds.
Barrier-free loan
Subsidized loan dedicated to non-self-sufficient people to finance the expenses of those who need assistance, care or special equipment.
Social Aims
Microcredit
Guaranteed financing for the purchase of business-related goods and services, training costs and salaries for new employees or working partners.
Products for minors
Specific products for minors and young people such as Conto TEEN, Deposito a risparmio GRANDE!, GRANDE! Vita and BPER Card Pay Up Teen.
Third-sector account
Bank account dedicated to associations, entities, social enterprises and organisations, belonging to the third sector.
Female entrepreneurship
BPER Banca helps support female entrepreneurship through financing specifically designed for women-led businesses, which complements the incentives provided by PNRR (National Recovery and Resilience Plan) funds.
Barrier-free loan
Subsidized loan dedicated to non-self-sufficient people to finance the expenses of those who need assistance, care or special equipment.
Ecco alcuni dei nostri prodotti e servizi con finalità sociali e ambientali.
Placeholder
Placeholder
Placeholder
Placeholder
Finalità Sociali
Placeholder
Placeholder
Placeholder
Placeholder
Environmental Aims
Ecobonus 110%
Tax relief provided by the Relaunch Decree that allows a 110% deduction in the context of specific interventions.
Green Mortgage
Designed for people who care about the environment and want to buy an energy-efficient home.
Funding for the Circular Economy
Support for productive reconversion to make better use of resources.
Project finance
Funding for companies involved in energy, infrastructure and logistics projects
SACE Green Loan
Financing guaranteed by SACE for joint-stock companies of any size disbursed in a single payment for projects aimed at pursuing environmental objectives, as defined by the Green New Deal.
Financing for the energy transition
Financing products for the redevelopment of real estate assets with green characteristics.
Environmental Aims
Green Mortgage
Intended for the purchase of properties with specific energy efficiency characteristics, as defined in the product’s eligibility criteria.
Financing for the energy transition
Financing products for the redevelopment of real estate assets, with specific environmental sustainability characteristics as defined in the product fact sheets.
Funding for the Circular Economy
Support for industrial transition through circular economy projects aimed at optimizing resource use, in accordance with criteria defined for the products.
Project finance
Financing for companies involved in projects within the energy, infrastructure, and logistics sectors.
Ecobonus 110%
A tax incentive provided for by the "Decreto Rilancio" (Relaunch Decree) that allows for a 110% deduction for specific types of projects.