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Sustainability Report

Our commitment

BPER Banca is made up of people who share the same mission: to support and connect individuals, businesses, and communities, helping them develop their ideas, protecting them, and striving to shape a better future.

Sustainability: the power of numbers
At BPER, we believe in the power of numbers: our results can also be interpreted through environmental, social, and governance (ESG) indicators.
 
For this reason, sustainability reporting is essential for communicating transparently and meeting the regulatory requirements of the Corporate Sustainability Reporting Directive (CSRD) by providing data, indicators, and objectives related to ESG issues, in accordance with established methodologies and standards.

But what does "ESG" stand for? The acronym corresponds to Environmental, Social, and Governance.
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E for Enviromental

We strive to reduce environmental impacts, monitoring them through specific indicators. We support initiatives aimed at our customers and the communities in which we operate, through dedicated programs. Environmental considerations are integrated into our corporate strategy and business processes.
S for Social

We support and promote social-impact activities through financial literacy programs and initiatives tailored to specific target groups. We aim to play an active role in the growth of the community.
G for Governance

We work to ensure that our governance is robust and inclusive, guiding strategic decisions so that the Bank operates cohesively and in alignment with the interests of all stakeholders.

Esg and Financial Education

Anna Maria Carino, ESG Evolution & Reporting office, guides us through the financial education initiatives proposed by BPER Banca for each age group. A commitment to training of which we are particularly proud and in constant development.
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ESG and inclusiveness

Margherita Barbieri from the Learning, Developing & Talent office guides us through the inclusive training initiatives proposed by BPER Banca for its employees. BPER Ability's path focuses on telling and valorising differences of all kinds.

BPER Banca's ESG products

Adelaide Mondo, Head of the Corporate Lending Office, guides us through the initiatives of the Business Management to allow the ecological transition to companies that request it.
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Consolidated Sustainability Statement

Regarding the 2025 fiscal year, the Consolidated Sustainability Statement is presented in a specific section of the Directors’ Report on Group Operations within the Consolidated Financial Report of the BPER Banca Group as of December 31, 2025. 

Sustainability in the BPER Group 2025

A narrative document, in summary, of our path to sustainability through the ESG results of our Group, talking about the present and the future and exploring the strategy through the projects and initiatives that have been activated.

2025 Responsible Banking Progress Statement

A document outlining how we orient our strategic choices in line with the UN Sustainable Development Goals and major global understandings, including the Paris Climate Agreement.

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2023 Principles for Responsible Banking (PRB) Report
The Report Principles for Responsible Banking (PRB) presents the commitments made by the Group to contribute to the achievement of the United Nations Sustainable Development Goals. Thanks to this clear and transparent information, the Institute highlights the initiatives implemented to promote more responsible and sustainable banking activity, as well as to assess and manage environmental, social, and governance risks

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2023 TCFD Report
The TCFD Report (Task Force on Climate-Related Financial Disclosures) provides a detailed overview of the strategies and actions taken by the BPER Group to manage the risks and seize the opportunities related to climate change. Through the disclosure of clear and transparent information, this Report allows our stakeholders to better understand how the Bank is integrating sustainability into its decisions and activities.

Reference Documentations

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